A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow.
Many conditions can result in a flood:
Outdated or Clogged Drainage Systems
Rapid Accumulation of Rainfall
Why Do I Need
Flooding is nature’s most common natural disaster. The average homeowner is five times more likely to incur flood damage than fire damage. The chances only increase if you live in medium or high-risk zones. Homeowner’s policies may not cover the flood damage, and the out-of-pocket costs can be burdensome. Flood insurance is designed to provide an alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods.